Dacula Category
Gwinnett County – Shoes for the Soul
May 26th, 2009 Categories: Dacula, Hamilton Mill
Hi Everyone,
This afternoon my eight year old daughter McClain and I were looking at a tennis magazine and came across an article about “going Green” and one of the articles mentioned donating used tennis shoes back to the manufacturer to recycle into new tennis shoes.
I got to thinking that instead of giving these used shoes to the manufacturer, why not give them to folks that need them that may not even have any shoes. So, with McClain’s help we came up with the name “Shoes for the Soul” and we are trying to come up with 1,000 pairs of tennis shoes / sneakers by July 1st to donate to those in need.
In the Hamilton Mill subdivision alone there are over 2,100 households and if we can collect a pair of shoes for every other home we can more than meet our goal, plus with the other friends and family we have in other areas of Atlanta, I think we can make it. McClain has higher asperations and feels we can get 2,000 pairs.
We have not figured out exactly who we will be donating these tennis shoes to, but I have some ideas and will be making a decision shortly.
So here is the ask: Can you take a minute or two to go through your closets and locate a lonely pair of tennis shoes that need a new home? If so, please let me know and McClain and I will be happy to come pick them up from you. So what do you say, do you have a pair or two of kids or adult shoes you can donate to us?
We will keep a weekly update on our progress to let you know where we are in meeting our goal. If you would like to help, please let me know and we will get you involved. Hopefully we will need additional storage space, help with transportation, etc.
Also, please pass this email onto anyone you think might be able to contribute. I have a limited email list and would appreciate anyone passing this onto your contacts.
Thanks in advance for all your help and look forward to a weekly update.
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Georgia Housing Tax Credit Bill
May 14th, 2009 Categories: Buford, Dacula, Duluth, Financing, Gwinnett, Hamilton Mill, Hoschton, Lake Lanier, Lawrenceville, Lilburn, Norcross, Real Estate Business, Snellville, Sugar Hill
Today, House Bill 261 was signed by Governor Sonny Perdue. This bill provides an $1800 tax credit which would be taken over three years. This bill is immediately in effect and is meant to spur the housing market. The amount of the credit will either be $1800 or 1.2 percent of the purchase price (whichever is less).
If you are a first time home buyer, this tax credit would be in addition to the $8000 federal credit. Eligible properties include single family residences including condos, previously occupied homes that were listed for sale before May 11, 2009 and are still listed, and bank owned properties. The bill did not include investment properties.
The goal of this bill is obviously to provide an incentive to move current inventory and to get would be home buyers back in the game. If you, or anyone you know, are ready to purchase a home, Signature Lending Group would love an opportunity to earn your business and to help you take advantage of the new tax savings. We are more than willing to hold your hand throughout the entire process. Call us anytime at 678-387-5580.
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Window of Opportunity
April 22nd, 2009 Categories: Buford, Chateau Elan, Dacula, Duluth, Financing, Gwinnett, Hamilton Mill, Hoschton, Lake Lanier, Lawrenceville, Lilburn, Norcross, Real Estate Business, Snellville, Sugar Hill
In recent months, I have been talking to you about the “window of opportunity” when it comes to mortgage lending. As I type this post, rates are within a half a point of the lowest rates in country’s history. If you have been sitting on the fence waiting for 4% interest rates, here are a few items to be mindful of:
1) I have reviewed key components of Obama’s Stimulus Package – and nothing in the plan guarantees 4% mortgage interest rates the media keeps talking about. In fact, as Fed Chairman Ben Bernacke alluded in his March 15th “60 Minutes” interview, the Fed’s long term plan is to raise rates as the economy shows signs of recovery.
2) Lenders are continuing to tighten guidelines, which means:
a) Credit scores needed to qualify have increased significantly in the last 30 days. I expect this trend to continue.
b) Many lenders are asking borrowers for larger down payments than in recent years. Fortunately, Signature Lending Group is still offering programs with as little as 3.5% down on FHA loans.
Again, my message here is that we are very likely entering the late stages of our “window of opportunity”. If you or someone you know are wondering if the time is right to purchase a new home or refinance an existing one, please call me immediately. I promise to give you the straight answers that will help you make the most of these chaotic economic times.
Chuck Walden, President
Signature Lending Group, Inc
678-387-5580
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HUD Home of the Week
January 23rd, 2009 Categories: Dacula, Hamilton Mill
As we start to really get into the spring selling season (yes folks it is hear already), I wanted to start creating what I will call my “HUD Home of the Week” post. These homes are current foreclosures owned by HUD and will be the best deal of the week. I am focusing on Gwinnett County only and think this will provide great insight into the kind of deal buyers are able to get.
This home is located in the Highland Creek subdivision in Buford, and is by far the lowest priced basement home in the neighborhood. Priced at only $258,900 this home has the potential to provide a great deal of appreciation in the coming years.
This home features numerous upgrades with a total of four bedrooms and four baths. A spacious sunroom overlooks the private rear yard. Formal living and dining room. Also included are wrought iron balusters, a large unfinished basement and much more.
Remember only a HUD approved agent can place offers on this home so make sure you get proper representation. Give me a call if you think this home may be a fit for you and I will make arrangements to go take a look at this home. Currently, only owner-occupied offers are being accepted. Sorry no investors at this time.
Matt
770-402-2819
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New Hamilton Mill Listing – Coming Soon
January 14th, 2009 Categories: Dacula, Hamilton Mill
We have a new Hamilton Mill listing that is coming onto the market next week that is going to get a lot of activity and I wanted to share a little bit about it.
If you want more information please give me a call and I can discuss it with you but I cannot release the address at this time.
The owners have taken exceptional care of this five bedroom, three bath home which features a two story family room, spacious bedrooms, level rear yard and an unfinished basement. This home will be aggressively priced below $300,000 and should not last long.
We have seen a good spike in showings over the past two weeks and are very optimistic for a good spring selling season so if you are in the market to buy or sell my suggestion is to not wait too long. The great deals may not last too much longer.
Call me for more information and a free analysis of your homes value. 770-402-2819.
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New Hamilton Mill Listing – Coming Soon
January 14th, 2009 Categories: Dacula, Hamilton Mill
We have a new Hamilton Mill listing that is coming onto the market next week that is going to get a lot of activity and I wanted to share a little bit about it.
If you want more information please give me a call and I can discuss it with you but I cannot release the address at this time.
The owners have taken exceptional care of this five bedroom, three bath home which features a two story family room, spacious bedrooms, level rear yard and an unfinished basement. This home will be aggressively priced below $300,000 and should not last long.
We have seen a good spike in showings over the past two weeks and are very optimistic for a good spring selling season so if you are in the market to buy or sell my suggestion is to not wait too long. The great deals may not last too much longer.
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Important advice for renters if your landlord faces foreclosure
January 8th, 2009 Categories: Dacula, Gwinnett
OK, so let’s say that you are currently renting a home in Gwinnett County or any other part of Georgia and you are paying your bills, but your landlord isn’t. One day the Sheriff comes to your door and hands you an eviction notice letting you know that your home is in foreclosure and you have to move out. It is happening more and more and do not think it can’t happen to you.
This scenario is becoming a familiar scenario for thousands of renters nationwide who have become victims of foreclosures. Banks are removing good tenants with little to no notice after taking a property from a delinquent owner, ignoring tenant leases in many cases.
So what do you do???
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Important advice for renters / landlord facing foreclosure?
January 8th, 2009 Categories: Dacula, Gwinnett
OK, so let’s say that you are currently renting a home in Gwinnett County or any other part of Georgia and you are paying your bills, but your landlord isn’t. One day the Sheriff comes to your door and hands you an eviction notice letting you know that your home is in foreclosure and you have to move out. It is happening more and more and do not think it can’t happen to you.
This scenario is becoming a familiar scenario for thousands of renters nationwide who have become victims of foreclosures. Banks are removing good tenants with little to no notice after taking a property from a delinquent owner, ignoring tenant leases in many cases.
So what do you do???
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Gwinnett County 2009 Market Forecast – Brief
January 6th, 2009 Categories: Dacula, Gwinnett, Hamilton Mill, Real Estate Business
Another year has come and gone and to be brutally honest with you I am so glad to have 2008 behind us. The real estate market in Gwinnett County has been hit with a number of foreclsoures and with this has come a pretty large reduction in home values throughout the County.
However, looking towards the remaining balance of 2009 I personally am pretty optimistic. For the past week or two I am beginning to get more phone calls from other agents as well as new clients who are interested in a majority of homes we currently have on the market. We closed two sales last week and are expecting a few offers on other listings by the end of this week.
Am I being overly optimistic? I don’t think so. There are a number of factors working in our favor currently.
Low interest rates, a new President coming on board in a few weeks, stilulus packages, and most importantly low pricing on homes. Just think, if you were to buy a home in the next few months, the amount of equity you will have in five to seven years when you go to sell.
Goodbye 2008, hello 2009. Let’s get moving.
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Gwinnett County 2009 Market Forecast – Brief
January 6th, 2009 Categories: Dacula, Gwinnett, Hamilton Mill
Another year has come and gone and to be brutally honest with you I am so glad to have 2008 behind us. The real estate market in Gwinnett County has been hit with a number of foreclosures and with it has come a pretty large reduction in home values throughout the County.
However, looking towards the remaining balance of 2009 I am pretty optimistic. For the past week or two I am beginning to get more phone calls from other agents as well as new clients who are interested in a majority of homes we currently have on the market. We closed two sales last week and are expecting a few offers on other listings by the end of this week.
Am I being overly optimistic? I don’t think so. There are a number of factors working in our favor currently.
Low interest rates, a new President coming on board in a few weeks, stimulus packages, and most importantly – low pricing on homes. Just think, if you were to buy a home in the next few months, the amount of equity you will have in five to seven years when you go to sell.
Goodbye 2008. Hello 2009. Let’s get moving!
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